:root{
  --navy:#0F2A4A; --navy-d:#081A30; --green:#1F7A4D; --green-l:#EEF6F1;
  --amber:#F5B74A; --ink2:#3A4E68; --line:#D5DDE8; --field:#B4C0D0; --band:#F4F7FA;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Manrope,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--navy);background:#fff;line-height:1.5}
a{color:var(--navy)}a:hover{color:var(--navy-d)}
h1,h2,h3{margin:0;line-height:1.1}
p{margin:0}
.wrap{max-width:1160px;margin:0 auto;padding-left:20px;padding-right:20px}
.muted{color:var(--ink2)}.small{font-size:14px}
.green{color:var(--green)}.amber{color:var(--amber)}

.topbar{background:var(--navy);color:#fff;text-align:center;font-size:15px;font-weight:600;padding:10px 16px}
.nav{display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between;align-items:center;padding-top:20px;padding-bottom:20px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:22px;letter-spacing:-.4px;text-decoration:none}
.logo{width:36px;height:36px;border-radius:10px;background:var(--green);display:flex;align-items:center;justify-content:center}
.links{display:flex;flex-wrap:wrap;gap:22px;font-size:15px;font-weight:600}

.hero{display:flex;flex-wrap:wrap;gap:56px;align-items:flex-start;padding-top:36px;padding-bottom:72px}
.hero-copy{flex:1 1 440px;min-width:0;display:flex;flex-direction:column;gap:22px;padding-top:12px}
h1{font-size:clamp(40px,6vw,60px);font-weight:800;letter-spacing:-2px;line-height:1.03}
.lead{font-size:20px;color:var(--ink2);max-width:520px}
.chips{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;max-width:520px}
.chip{background:var(--green-l);border-radius:12px;padding:14px;display:flex;flex-direction:column}
.chip strong{font-size:17px}.chip span{font-size:13px;color:var(--ink2)}

.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:32px}
.form-card{flex:1 1 380px;min-width:0;box-shadow:0 12px 40px rgba(15,42,74,.10)}
form{display:flex;flex-direction:column;gap:16px}
form h2{font-size:24px;font-weight:800}
label{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:700}
input[type=text],input[type=tel],input[type=email],input[type=number],select{
  font:inherit;font-weight:400;font-size:16px;padding:12px;border:1px solid var(--field);border-radius:10px;min-height:46px;background:#fff;color:var(--navy);width:100%}
input:focus,select:focus,button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid var(--amber);outline-offset:2px}
.row{display:flex;flex-wrap:wrap;gap:12px}.row .grow{flex:1 1 160px}.row .short{flex:1 1 110px}
fieldset{border:0;margin:0;padding:0}
legend{font-size:14px;font-weight:700;margin-bottom:10px}
.pills{display:flex;flex-wrap:wrap;gap:8px}
.pill{position:relative;flex-direction:row}
.pill input{position:absolute;opacity:0;width:1px;height:1px}
.pill span{display:flex;align-items:center;min-height:44px;padding:0 16px;border-radius:999px;border:1px solid var(--field);font-size:15px;cursor:pointer;background:#fff}
.pill input:checked+span{background:var(--navy);color:#fff;border-color:var(--navy)}
.pill input:focus-visible+span{outline:3px solid var(--amber);outline-offset:2px}
.consent{flex-direction:row;gap:10px;align-items:flex-start;font-weight:400;font-size:13px;color:var(--ink2)}
.consent input{margin-top:3px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.error{color:#B42318;font-size:14px;font-weight:600}
.ok{color:var(--green);font-weight:700}

.btn{display:flex;align-items:center;justify-content:center;font:inherit;font-weight:800;font-size:17px;border:0;border-radius:12px;min-height:54px;padding:0 20px;cursor:pointer;text-decoration:none}
.btn[disabled]{opacity:.6;cursor:wait}
.btn-green{background:var(--green);color:#fff}.btn-green:hover{background:#18653F;color:#fff}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-d);color:#fff}
.btn-amber{background:var(--amber);color:var(--navy)}
.btn-white{background:#fff;color:var(--navy);margin-top:12px}

.done{display:flex;flex-direction:column;gap:16px}
.done h2{font-size:28px;font-weight:800}
.tick{width:56px;height:56px;border-radius:999px;background:var(--green-l);display:flex;align-items:center;justify-content:center}

.band{background:var(--band)}.green-band{background:var(--green-l)}
.split{display:flex;flex-wrap:wrap;gap:48px;align-items:center;padding-top:72px;padding-bottom:72px}
.split .grow{flex:1 1 420px;min-width:0;display:flex;flex-direction:column;gap:16px}
.h2{font-size:clamp(28px,4vw,40px);font-weight:800;letter-spacing:-1px}
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.total-card{flex:1 1 340px;min-width:0;background:var(--navy);color:#fff;border-radius:20px;padding:36px;display:flex;flex-direction:column;gap:10px}
.total-card p{color:#C3CFDE}
.total-card .total{font-size:64px;font-weight:800;letter-spacing:-2px;color:var(--amber);line-height:1.1}
.section{padding-top:72px;padding-bottom:72px}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;margin-top:32px}
.step{border:1px solid var(--line);border-radius:16px;padding:24px;display:flex;flex-direction:column;gap:10px}
.step h3{font-size:19px}
.num{width:40px;height:40px;border-radius:999px;background:var(--navy);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.eyebrow{font-size:14px;font-weight:800;color:var(--green);letter-spacing:1px}
.mini-form{flex:1 1 320px;min-width:0}

.faq{max-width:800px;padding-top:72px;padding-bottom:72px;display:flex;flex-direction:column;gap:14px}
.faq .h2{margin-bottom:10px}
details{background:#fff;border:1px solid var(--line);border-radius:14px}
summary{font-weight:700;font-size:17px;padding:18px 20px;cursor:pointer;min-height:56px}
details p{padding:0 20px 18px;color:var(--ink2)}

.footer{display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;font-size:14px;color:var(--ink2);padding-top:24px;padding-bottom:32px;border-top:1px solid var(--line)}

.helpbox{background:var(--green-l);border-radius:12px;padding:14px 16px;font-size:15px}
.trustbar{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;padding-top:28px;padding-bottom:28px}
.trust{display:flex;gap:12px;align-items:flex-start;color:var(--green)}
.trust div{display:flex;flex-direction:column;color:var(--navy)}
.trust strong{font-size:16px}.trust span{font-size:14px;color:var(--ink2)}
.phone-mock{flex:1 1 320px;min-width:0;max-width:400px;background:#F2F2F7;border:1px solid var(--line);border-radius:24px;padding:24px 18px;display:flex;flex-direction:column;gap:12px}
.bubble{max-width:85%;padding:12px 14px;border-radius:18px;font-size:15px;line-height:1.45}
.bubble.in{align-self:flex-start;background:#fff}
.bubble.out{align-self:flex-end;background:#0B57D0;color:#fff;font-weight:700}
.founder{display:flex;flex-wrap:wrap;gap:32px;align-items:center}
.founder .grow{flex:1 1 420px;min-width:0;display:flex;flex-direction:column;gap:12px}
.avatar{width:120px;height:120px;border-radius:999px;background:var(--navy);color:#fff;font-size:48px;font-weight:800;display:flex;align-items:center;justify-content:center;flex-shrink:0}

.legal{max-width:760px;padding-top:40px;padding-bottom:72px}
.legal h1{font-size:40px;margin-bottom:16px}.legal h2{font-size:22px;margin:28px 0 8px}
.legal p,.legal li{color:var(--ink2);margin-bottom:10px}

@media (max-width:560px){
  .card{padding:22px}
  .chips{grid-template-columns:1fr}
  .grid2{grid-template-columns:1fr}
  .total-card .total{font-size:52px}
}