Privacy

Last updated: November 1, 2026

What we collect

When you sign up: your first name, mobile number, postal code, the month your plan resets, and which types of coverage you have. We do not collect insurance member IDs, policy numbers, health information or insurer logins.

When an employer or clinic contacts us: name, organization, email and phone.

How we use it

We do not sell or rent your information. We do not share your name or number with clinics.

Texts and unsubscribing

You consent to receive texts from Expiring Benefits when you sign up. Reply STOP to any message to unsubscribe at any time. Message and data rates may apply.

Where it's stored

Your information is stored with our service providers (Google for data storage, Twilio for sending texts), which may process data outside Canada.

Deleting your information

Email paramd22@gmail.com and we'll delete your information within 30 days.

Contact

Expiring Benefits · Guelph, Ontario · paramd22@gmail.com